11 WAYS TO SAVE MONEY

There are tons of ways to save money on your daily expenses, but the easiest way is to change your daily routine. Developing a healthy routine will help you spend less money, save more, and ultimately build your wealth. With all the money you’ll save, you can invest it or count it obsessively. Here are a few tips on how to save more by altering your daily routine: 11 Money Saving Tips Eat breakfast every morning Breakfast is the most important meal of the day. Eating breakfast prevents trips to starbucks or au bon pain in the morning for mid-morning snack attacks. It’s a lot easier to skip that McDonald’s breakfast sandwich because you’re not hungry during your morning commute to work or school. Brew your coffee at home You can save a ton by simply brewing your own coffee at home, plus you’ll avoid those long lines during peak hours. Buy coffee in bulk and use a personal coffee maker. It’ll take you 10 minutes at max, but will save you hundreds every month. Use public transportation Take advantage of trains, buses, and slugging (carpooling with other commuters), and you’ll save more dollars on daily commute expenditures, not to mention your gas card bill and automobile maintenance expenses drop drastically. We now get more exercise throughout the day, which keeps your heart, immune system, and brain in working order. Read the newspaper online Almost every major periodical offers its publication online. By reading the paper online, you avoid paying for a text that carries a one day timeline. It’s also environment friendly. Drink at least 12 cups of water every day Drinking plenty of water eliminates the possibility of your mistaking dehydration for hunger. Try not to buy bottled water as well. You can easily pick up a simple water bottle and carry it with you. Don’t worry; you’re not alone on this one. Often when you may feel hungry, your body is really asking for water. You can get your daily water intake recommendation estimate based on your body weight; calculate your daily water requirement. Take a bagged lunch in the morning Bring your lunch will save you a ton if you normally pay for your lunch. The Chipotle cravings may be uncontrollable at first, but they subside once you’ll practice bringing your own lunch instead of eating out every day. Avoid snack machine purchases Ever notice why snack machines are full of high sodium products? The vendors are hoping you’ll resort to their products as a quick fix. But what most people don’t realize is that these snacks in turn make you feel hungrier by dehydrating you. Now maybe you’ll purchase a Dasani water or Minute Maid orange juice as well. If you’re hungry, go grab a meal because those 60 cent and $1 purchases add up quickly. Share large meals with friends Instead of purchasing that 6 inch sub for you, buy a 12 inch and split it with a friend. Every time you split a sandwich, you’ll save a few bucks between the two of you. If you choose not to split a sandwich, then buy Subway’s daily sandwich special. Use your personal bank for all ATM transactions You can avoid costly transaction fees by only making transfers under your personal bank. These $1.50 fees add up quickly and are easily avoidable. Cash withdrawal from your bank at a time when you don’t really need it. That’ll save you time and money if you ever randomly need to cough up some dough. That goes double for cash advance loans. Avoid these scammers at all costs! Drink more Green Tea Green tea has been a nice substitute for various snack trips, especially when a couple of hours past. The tea leaves are packed with catechins including the powerful anti-oxidant EGCG. For me, drinking green tea after lunch eases the digestion process, keeps me from feeling sluggish, and eliminates post-lunch cravings. Find a New Hobby Finding a new hobby is an excellent way to entertain your for free. Hiking, reading, and playing board games are three easy ways to get your mind off of spending money and enjoying life.                                                                                                                                                                                                                                                                                                                    I sincerely hope I could practice this right now. Had I started this long time ago, I certainly could have saved substantially for more spending. If none of these work, look for a panhandler and give all the monies to him, in this case the blood sucker Obama.